How a Physical Allocation Is Actually Built
Four structures the desk is asked to build most often, the shape of a real mandate, and the review that gets you from a starting position to metal in a vault. Structure and process only — the figures that matter are the premiums, and you see those in writing.
Four Ways Clients Structure a Sleeve
Capital Preservation
Hold the largest possible share of the sleeve in the most liquid, most widely recognised metal, so a position can be unwound quickly and in any market.
- 80%Gold
- 20%Silver
- Horizon
- Open-ended
- Vehicle
- Cash purchase, non-IRA
- Custody
- Segregated vault or insured delivery
Retirement Rollover
Move part of a traditional 401(k) into certified physical metal without leaving the tax-advantaged wrapper. Every line is drawn from the IRA-eligible catalog.
- 65%Gold
- 25%Silver
- 10%Platinum
- Horizon
- To retirement date
- Vehicle
- Gold & Silver IRA
- Custody
- Trust custodian, segregated
Inflation Hedge
Weight the sleeve towards metals with industrial as well as monetary demand, accepting wider spreads and more movement in exchange for that exposure.
- 45%Gold
- 40%Silver
- 10%Platinum
- 5%Palladium
- Horizon
- Medium term
- Vehicle
- Cash purchase, non-IRA
- Custody
- Segregated vault
Generational Transfer
Structure a holding so it can pass to a trust or an estate intact — recognisable coinage, clean documentation, and custody an independent party can verify.
- 70%Gold
- 20%Platinum
- 10%Silver
- Horizon
- Multi-generational
- Vehicle
- Cash purchase or insured delivery
- Custody
- Segregated, independently verified
These frameworks illustrate how a metals sleeve can be composed. They are not recommendations, and not a forecast of any result. Hunter Hex Capital representatives are not licensed financial advisors and do not provide financial, tax, investment, or legal advice. Precious metals involve risk and may be worth more or less than their original cost when sold.
What an Engagement Looks Like
Retiring operations director
- The position
- Leaving a corporate 401(k) and wanting part of the balance out of paper assets before drawdown began, without triggering a taxable event.
- How it was structured
- Direct rollover into a self-directed IRA, funded entirely from the IRA-eligible catalog and placed with a trust custodian.
- Where it sits now
- Metal held in segregated storage, with statements issued by the custodian rather than by us.
Family trust, second generation
- The position
- The family needed a physical allocation that could be inventoried and verified by a party independent of the family.
- How it was structured
- Segregated depository storage of recognisable sovereign coinage only, with assay documentation retained for each line.
- Where it sits now
- Holding is verifiable at the depository by an independent party, and passes without needing to be liquidated.
Private business owner
- The position
- Wanted a reserve held outside the banking system but reachable inside a week if the business needed it.
- How it was structured
- Non-IRA cash purchase, weighted to the most liquid coin sizes, in segregated storage with a stated buy-back process.
- Where it sits now
- Position can be unwound in recognised units without breaking up a large bar.
Composite profiles, drawn from the kinds of mandate the desk runs. They describe structure and custody only — no client, and no figures.
From Starting Position to Vaulted Metal
- 01
Position & Horizon
What the allocation is protecting, over what period, and whether it ever needs to be reachable in a hurry.
- 02
Vehicle & Eligibility
Whether it belongs in an IRA, a trust, or a straight cash purchase — and which of the catalog is eligible for each.
- 03
Mix & Premium
Which metals and which formats, with the premium over spot for every line shown in writing before anything is committed.
- 04
Custody & Exit
Where it sits, who can verify it, and the process for selling it back when the time comes.
Have a Position You Want Structured?
Bring us what you hold and what you are protecting. We will show you which framework fits, which vehicle it belongs in, and the premium on every line before you commit to anything.